Financial Coaching & Personal Finance

Build your financial knowledge and confidence

Financial coaching and education for individuals and families who want to understand their money, not just be told what to do with it.

What financial coaching is

Education and guidance — not financial planning

Financial coaching and education is about helping you understand your financial picture, build the knowledge to make better decisions, and develop habits that stick. It is not investment advice, insurance advice, or financial planning in the regulated sense.

The coaching relationship is collaborative. We work through your situation together, explain what we're seeing, and you leave each session with something concrete to act on.

All coaching is delivered as financial coaching and education. This is not financial planning, investment advice, or insurance advice — those are regulated services requiring separate licences.

Topics we can cover

  • Understanding your income, spending, and cash flow
  • Debt repayment strategy and prioritization
  • Saving habits and building an emergency fund
  • Home purchase readiness and mortgage basics
  • How to read a pay stub, T4, or tax return
  • Budgeting that actually works for your life
  • Building financial literacy from the ground up
Coaching offerings

Choose what fits your situation

One-Time

Money Snapshot Session

A one-time 60-minute session to get a clear picture of your current financial situation. Ideal if you've never sat down and really looked at the numbers.

$250 – $400
Program

Financial Foundations Program

A structured multi-session program to build your financial knowledge from the ground up. Budgeting, debt, saving, and how to read your own financial picture.

$900 – $1,400
Project

Home Purchase Readiness

Are you actually ready to buy a home? We look at your numbers honestly — savings, income, debt, carrying costs — and give you a real picture of where you stand.

$800 – $1,200
Ongoing

Monthly Money Coaching

Ongoing monthly coaching sessions. Accountability, progress check-ins, and support as your financial situation evolves. Cancel anytime.

$250 – $500 / month
Who this is for

You don't need to be in crisis to benefit from coaching

Most coaching clients earn a decent income, know they could be doing better with money, and have never had anyone sit down with them and explain how it all fits together.

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